Call reports 2009
BLUFF VIEW BANK — 2009
What BLUFF VIEW BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 80,831,000 | 82,204,000 | 81,931,000 | 84,558,000 |
| Total loans | 63,834,000 | 64,360,000 | 64,464,000 | 64,184,000 |
| Allowance for loan losses | 820,000 | 850,000 | 700,000 | 730,000 |
| Securities available for sale | 10,538,000 | 10,226,000 | 10,833,000 | 10,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,419,000 | 67,210,000 | 67,095,000 | 69,593,000 |
| Interest-bearing deposits | 57,389,000 | 58,916,000 | 58,659,000 | 59,429,000 |
| Noninterest-bearing deposits | 8,030,000 | 8,294,000 | 8,436,000 | 10,164,000 |
| Equity capital | 9,811,000 | 10,092,000 | 10,506,000 | 10,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,170,000 | 2,341,000 | 3,529,000 | 4,699,000 |
| Interest expense | 381,000 | 746,000 | 1,086,000 | 1,400,000 |
| Net interest income | 789,000 | 1,595,000 | 2,443,000 | 3,299,000 |
| Noninterest income | 632,000 | 1,056,000 | 1,097,000 | 1,371,000 |
| Noninterest expense | 719,000 | 1,437,000 | 2,073,000 | 2,738,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 188,000 |
| Pretax income | 672,000 | 1,152,000 | 1,375,000 | 1,742,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 5,000 |
| Net income | 671,000 | 1,150,000 | 1,372,000 | 1,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,740,000 | 10,001,000 | 10,136,000 | 10,506,000 |
| Total capital | 10,560,000 | 10,851,000 | 10,836,000 | 11,236,000 |
| Risk-weighted assets | 83,088,000 | 82,381,000 | 78,232,000 | 77,087,000 |