Call reports 2007
BLUFF VIEW BANK — 2007
What BLUFF VIEW BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,816,000 | 79,159,000 | 79,668,000 | 81,402,000 |
| Total loans | 63,053,000 | 62,617,000 | 64,843,000 | 64,079,000 |
| Allowance for loan losses | 769,000 | 851,000 | 846,000 | 784,000 |
| Securities available for sale | 9,597,000 | 9,554,000 | 10,032,000 | 9,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,265,000 | 65,470,000 | 66,437,000 | 68,589,000 |
| Interest-bearing deposits | 60,455,000 | 57,208,000 | 57,688,000 | 59,917,000 |
| Noninterest-bearing deposits | 7,810,000 | 8,262,000 | 8,749,000 | 8,672,000 |
| Equity capital | 7,756,000 | 7,662,000 | 7,970,000 | 8,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,726,000 | 4,145,000 | 5,535,000 |
| Interest expense | 684,000 | 1,333,000 | 1,996,000 | 2,646,000 |
| Net interest income | 661,000 | 1,393,000 | 2,149,000 | 2,889,000 |
| Noninterest income | 212,000 | 457,000 | 633,000 | 902,000 |
| Noninterest expense | 581,000 | 1,203,000 | 1,803,000 | 2,400,000 |
| Provision for loan losses | 21,000 | 42,000 | 56,000 | 56,000 |
| Pretax income | 271,000 | 605,000 | 923,000 | 1,335,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 3,000 |
| Net income | 270,000 | 604,000 | 921,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,715,000 | 7,738,000 | 7,936,000 | 8,345,000 |
| Total capital | 8,484,000 | 8,589,000 | 8,782,000 | 9,129,000 |
| Risk-weighted assets | 75,327,000 | 75,751,000 | 75,356,000 | 75,969,000 |