Call reports 2002
BLUFF VIEW BANK — 2002
What BLUFF VIEW BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,152,000 | 52,016,000 | 56,095,000 | 57,066,000 |
| Total loans | 38,736,000 | 39,828,000 | 39,492,000 | 39,965,000 |
| Allowance for loan losses | 563,000 | 585,000 | 598,000 | 551,000 |
| Securities available for sale | 6,555,000 | 6,584,000 | 6,474,000 | 7,300,000 |
| Securities held to maturity | 445,000 | 345,000 | 345,000 | 345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,101,000 | 45,853,000 | 49,882,000 | 50,351,000 |
| Interest-bearing deposits | 40,380,000 | 40,015,000 | 41,464,000 | 42,126,000 |
| Noninterest-bearing deposits | 5,721,000 | 5,838,000 | 8,418,000 | 8,225,000 |
| Equity capital | 4,159,000 | 4,197,000 | 4,344,000 | 4,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 1,966,000 | 2,933,000 | 4,037,000 |
| Interest expense | 406,000 | 776,000 | 1,137,000 | 1,469,000 |
| Net interest income | 588,000 | 1,190,000 | 1,796,000 | 2,568,000 |
| Noninterest income | 86,000 | 211,000 | 366,000 | 467,000 |
| Noninterest expense | 413,000 | 824,000 | 1,266,000 | 1,682,000 |
| Provision for loan losses | 25,000 | 51,000 | 78,000 | 105,000 |
| Pretax income | 236,000 | 526,000 | 497,000 | 927,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 236,000 | 525,000 | 496,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,206,000 | 4,306,000 | 4,271,000 | 4,697,000 |
| Total capital | 4,676,000 | 4,785,000 | 4,759,000 | 5,192,000 |
| Risk-weighted assets | 37,519,000 | 38,202,000 | 38,949,000 | 39,548,000 |