Call reports 2001
BLUFF VIEW BANK — 2001
What BLUFF VIEW BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,017,000 | 50,553,000 | 52,215,000 | 53,038,000 |
| Total loans | 38,687,000 | 38,377,000 | 40,050,000 | 39,372,000 |
| Allowance for loan losses | 510,000 | 526,000 | 546,000 | 553,000 |
| Securities available for sale | 5,699,000 | 6,356,000 | 6,007,000 | 6,301,000 |
| Securities held to maturity | 445,000 | 445,000 | 445,000 | 445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,369,000 | 43,467,000 | 44,970,000 | 46,775,000 |
| Interest-bearing deposits | 38,860,000 | 38,646,000 | 39,221,000 | 40,427,000 |
| Noninterest-bearing deposits | 4,509,000 | 4,821,000 | 5,749,000 | 6,348,000 |
| Equity capital | 3,731,000 | 3,752,000 | 3,875,000 | 4,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,109,000 | 2,199,000 | 3,250,000 | 4,293,000 |
| Interest expense | 588,000 | 1,155,000 | 1,689,000 | 2,165,000 |
| Net interest income | 521,000 | 1,044,000 | 1,561,000 | 2,128,000 |
| Noninterest income | 65,000 | 153,000 | 236,000 | 311,000 |
| Noninterest expense | 392,000 | 787,000 | 1,179,000 | 1,579,000 |
| Provision for loan losses | 24,000 | 49,000 | 73,000 | 97,000 |
| Pretax income | 170,000 | 362,000 | 549,000 | 776,000 |
| Income tax | 8,000 | 9,000 | 12,000 | 14,000 |
| Net income | 162,000 | 353,000 | 537,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,686,000 | 3,714,000 | 3,789,000 | 3,999,000 |
| Total capital | 4,153,000 | 4,163,000 | 4,265,000 | 4,473,000 |
| Risk-weighted assets | 37,294,000 | 35,864,000 | 38,020,000 | 37,838,000 |