Call reports 2020
CENTRAL BANK OF THE MIDWEST — 2020
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,506,921,000 | 3,577,679,000 | 3,587,998,000 | 3,688,213,000 |
| Total loans | 1,632,034,000 | 2,209,724,000 | 2,169,928,000 | 2,153,877,000 |
| Allowance for loan losses | 19,035,000 | 21,745,000 | 23,192,000 | 25,591,000 |
| Securities available for sale | 388,379,000 | 766,835,000 | 797,352,000 | 870,083,000 |
| Securities held to maturity | 5,844,000 | 5,839,000 | 4,983,000 | 4,532,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,031,856,000 | 2,936,064,000 | 2,939,034,000 | 3,033,564,000 |
| Interest-bearing deposits | 1,316,433,000 | 1,792,382,000 | 1,764,932,000 | 1,836,467,000 |
| Noninterest-bearing deposits | 715,423,000 | 1,143,682,000 | 1,174,102,000 | 1,197,097,000 |
| Equity capital | 358,168,000 | 483,132,000 | 493,121,000 | 503,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 23,145,000 | 52,029,000 | 79,889,000 | 109,576,000 |
| Interest expense | 1,539,000 | 2,867,000 | 4,001,000 | 5,010,000 |
| Net interest income | 21,606,000 | 49,162,000 | 75,888,000 | 104,566,000 |
| Noninterest income | 5,721,000 | 11,735,000 | 20,713,000 | 30,000,000 |
| Noninterest expense | 15,998,000 | 35,861,000 | 56,189,000 | 76,158,000 |
| Provision for loan losses | 1,521,000 | 4,164,000 | 6,065,000 | 9,133,000 |
| Pretax income | 9,808,000 | 20,872,000 | 34,340,000 | 49,264,000 |
| Income tax | 2,126,000 | 4,568,000 | 7,593,000 | 10,978,000 |
| Net income | 7,682,000 | 16,304,000 | 26,747,000 | 38,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,349,000 | 277,070,000 | 288,881,000 | 302,809,000 |
| Total capital | 227,509,000 | 298,940,000 | 312,198,000 | 328,525,000 |
| Risk-weighted assets | 1,920,800,000 | 2,309,736,000 | 2,267,765,000 | 2,290,399,000 |