Call reports 2016
CENTRAL BANK OF THE MIDWEST — 2016
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,613,667,000 | 1,609,068,000 | 1,698,268,000 | 1,740,548,000 |
| Total loans | 1,102,289,000 | 1,103,705,000 | 1,124,670,000 | 1,170,910,000 |
| Allowance for loan losses | 16,578,000 | 16,337,000 | 15,898,000 | 15,969,000 |
| Securities available for sale | 204,501,000 | 220,982,000 | 232,640,000 | 241,897,000 |
| Securities held to maturity | 12,904,000 | 12,836,000 | 12,419,000 | 11,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,342,228,000 | 1,336,640,000 | 1,377,214,000 | 1,406,077,000 |
| Interest-bearing deposits | 867,276,000 | 867,280,000 | 877,269,000 | 899,017,000 |
| Noninterest-bearing deposits | 474,952,000 | 469,360,000 | 499,945,000 | 507,060,000 |
| Equity capital | 226,055,000 | 230,050,000 | 233,402,000 | 236,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,358,000 | 30,142,000 | 44,819,000 | 61,250,000 |
| Interest expense | 304,000 | 599,000 | 896,000 | 1,217,000 |
| Net interest income | 15,054,000 | 29,543,000 | 43,923,000 | 60,033,000 |
| Noninterest income | 4,413,000 | 9,142,000 | 13,286,000 | 17,670,000 |
| Noninterest expense | 12,084,000 | 25,326,000 | 37,994,000 | 51,667,000 |
| Provision for loan losses | 1,726,000 | 2,360,000 | 2,705,000 | 3,291,000 |
| Pretax income | 5,657,000 | 10,999,000 | 16,510,000 | 22,745,000 |
| Income tax | 1,927,000 | 3,607,000 | 5,486,000 | 7,608,000 |
| Net income | 3,730,000 | 7,392,000 | 11,024,000 | 15,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,237,000 | 133,534,000 | 137,790,000 | 142,527,000 |
| Total capital | 145,619,000 | 149,986,000 | 153,803,000 | 158,621,000 |
| Risk-weighted assets | 1,310,277,000 | 1,318,927,000 | 1,346,521,000 | 1,362,852,000 |