Call reports 2015
CENTRAL BANK OF THE MIDWEST — 2015
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,587,364,000 | 1,575,914,000 | 1,572,575,000 | 1,577,147,000 |
| Total loans | 1,042,922,000 | 1,062,593,000 | 1,098,439,000 | 1,097,360,000 |
| Allowance for loan losses | 15,397,000 | 15,403,000 | 15,287,000 | 15,411,000 |
| Securities available for sale | 215,288,000 | 215,904,000 | 194,996,000 | 195,699,000 |
| Securities held to maturity | 14,974,000 | 14,707,000 | 14,684,000 | 14,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,336,924,000 | 1,323,275,000 | 1,314,942,000 | 1,317,318,000 |
| Interest-bearing deposits | 910,297,000 | 891,357,000 | 853,527,000 | 860,900,000 |
| Noninterest-bearing deposits | 426,627,000 | 431,918,000 | 461,415,000 | 456,418,000 |
| Equity capital | 216,385,000 | 216,657,000 | 218,003,000 | 221,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,625,000 | 27,689,000 | 41,674,000 | 56,396,000 |
| Interest expense | 353,000 | 692,000 | 1,013,000 | 1,322,000 |
| Net interest income | 13,272,000 | 26,997,000 | 40,661,000 | 55,074,000 |
| Noninterest income | 3,986,000 | 8,570,000 | 13,401,000 | 18,228,000 |
| Noninterest expense | 12,378,000 | 24,640,000 | 36,314,000 | 48,384,000 |
| Provision for loan losses | 524,000 | 965,000 | 1,556,000 | 2,194,000 |
| Pretax income | 4,362,000 | 9,977,000 | 16,208,000 | 22,771,000 |
| Income tax | 1,481,000 | 3,429,000 | 5,611,000 | 7,900,000 |
| Net income | 2,881,000 | 6,548,000 | 10,597,000 | 14,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,689,000 | 118,970,000 | 120,632,000 | 125,520,000 |
| Total capital | 133,201,000 | 134,488,000 | 136,034,000 | 141,046,000 |
| Risk-weighted assets | 1,248,530,000 | 1,269,359,000 | 1,295,104,000 | 1,299,331,000 |