Call reports 2013
CENTRAL BANK OF THE MIDWEST — 2013
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,234,714,000 | 1,210,204,000 | 1,188,152,000 | 1,213,287,000 |
| Total loans | 855,320,000 | 873,000,000 | 865,488,000 | 915,160,000 |
| Allowance for loan losses | 17,029,000 | 17,086,000 | 17,132,000 | 15,723,000 |
| Securities available for sale | 118,924,000 | 121,642,000 | 104,721,000 | 93,495,000 |
| Securities held to maturity | 11,950,000 | 10,480,000 | 10,445,000 | 10,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,007,468,000 | 990,018,000 | 964,789,000 | 931,838,000 |
| Interest-bearing deposits | 701,635,000 | 687,775,000 | 650,042,000 | 624,659,000 |
| Noninterest-bearing deposits | 305,833,000 | 302,243,000 | 314,747,000 | 307,179,000 |
| Equity capital | 193,020,000 | 192,505,000 | 194,145,000 | 193,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,209,000 | 24,232,000 | 36,123,000 | 47,990,000 |
| Interest expense | 488,000 | 919,000 | 1,297,000 | 1,637,000 |
| Net interest income | 11,721,000 | 23,313,000 | 34,826,000 | 46,353,000 |
| Noninterest income | 3,658,000 | 7,541,000 | 11,419,000 | 15,181,000 |
| Noninterest expense | 9,216,000 | 18,525,000 | 28,005,000 | 37,128,000 |
| Provision for loan losses | 941,000 | 1,599,000 | 1,949,000 | 2,604,000 |
| Pretax income | 5,222,000 | 10,906,000 | 16,467,000 | 21,971,000 |
| Income tax | 1,873,000 | 3,927,000 | 5,859,000 | 7,818,000 |
| Net income | 3,349,000 | 6,979,000 | 10,608,000 | 14,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,241,000 | 100,395,000 | 102,974,000 | 102,870,000 |
| Total capital | 110,813,000 | 112,226,000 | 114,743,000 | 115,123,000 |
| Risk-weighted assets | 920,200,000 | 941,133,000 | 936,091,000 | 976,677,000 |