Call reports 2008
CENTRAL BANK OF THE MIDWEST — 2008
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 423,569,000 | 853,943,000 | 833,229,000 | 840,516,000 |
| Total loans | 332,037,000 | 537,396,000 | 550,788,000 | 560,565,000 |
| Allowance for loan losses | 5,566,000 | 8,032,000 | 8,495,000 | 8,407,000 |
| Securities available for sale | 30,254,000 | 130,757,000 | 127,371,000 | 125,361,000 |
| Securities held to maturity | 7,287,000 | 6,417,000 | 5,499,000 | 5,195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,561,000 | 652,989,000 | 620,256,000 | 638,712,000 |
| Interest-bearing deposits | 262,854,000 | 494,048,000 | 470,206,000 | 490,648,000 |
| Noninterest-bearing deposits | 78,707,000 | 158,941,000 | 150,050,000 | 148,064,000 |
| Equity capital | 61,404,000 | 161,761,000 | 159,388,000 | 160,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,568,000 | 23,314,000 | 34,378,000 | 45,076,000 |
| Interest expense | 2,135,000 | 6,892,000 | 9,612,000 | 12,093,000 |
| Net interest income | 4,433,000 | 16,422,000 | 24,766,000 | 32,983,000 |
| Noninterest income | 1,615,000 | 5,313,000 | 8,630,000 | 11,424,000 |
| Noninterest expense | 3,844,000 | 15,366,000 | 23,137,000 | 29,515,000 |
| Provision for loan losses | 283,000 | 1,032,000 | 1,759,000 | 3,272,000 |
| Pretax income | 1,921,000 | 5,337,000 | 8,500,000 | 11,620,000 |
| Income tax | 705,000 | 1,970,000 | 3,141,000 | 4,300,000 |
| Net income | 1,216,000 | 3,367,000 | 5,359,000 | 7,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,544,000 | 64,616,000 | 61,901,000 | 65,609,000 |
| Total capital | 39,846,000 | 72,034,000 | 69,411,000 | 73,138,000 |
| Risk-weighted assets | 342,839,000 | 592,513,000 | 599,505,000 | 601,334,000 |