Call reports 2007
CENTRAL BANK OF THE MIDWEST — 2007
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 426,145,000 | 432,135,000 | 436,459,000 | 434,643,000 |
| Total loans | 307,268,000 | 327,339,000 | 335,997,000 | 336,736,000 |
| Allowance for loan losses | 5,327,000 | 5,396,000 | 5,494,000 | 5,602,000 |
| Securities available for sale | 48,722,000 | 43,423,000 | 39,824,000 | 35,054,000 |
| Securities held to maturity | 8,489,000 | 9,004,000 | 8,528,000 | 8,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,614,000 | 351,025,000 | 348,741,000 | 344,648,000 |
| Interest-bearing deposits | 258,778,000 | 267,750,000 | 267,571,000 | 262,871,000 |
| Noninterest-bearing deposits | 84,836,000 | 83,275,000 | 81,170,000 | 81,777,000 |
| Equity capital | 59,942,000 | 59,610,000 | 59,747,000 | 60,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,612,000 | 13,553,000 | 20,635,000 | 27,566,000 |
| Interest expense | 2,274,000 | 4,704,000 | 7,268,000 | 9,667,000 |
| Net interest income | 4,338,000 | 8,849,000 | 13,367,000 | 17,899,000 |
| Noninterest income | 3,774,000 | 5,442,000 | 7,147,000 | 8,740,000 |
| Noninterest expense | 3,444,000 | 7,047,000 | 10,773,000 | 14,431,000 |
| Provision for loan losses | 181,000 | 399,000 | 1,053,000 | 1,158,000 |
| Pretax income | 4,487,000 | 6,845,000 | 8,688,000 | 11,050,000 |
| Income tax | 1,681,000 | 2,545,000 | 3,216,000 | 4,081,000 |
| Net income | 2,806,000 | 4,300,000 | 5,472,000 | 6,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,365,000 | 34,159,000 | 34,081,000 | 34,327,000 |
| Total capital | 38,532,000 | 38,494,000 | 38,484,000 | 38,674,000 |
| Risk-weighted assets | 332,125,000 | 345,665,000 | 351,114,000 | 346,465,000 |