Call reports 2006
CENTRAL BANK OF THE MIDWEST — 2006
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 411,583,000 | 409,709,000 | 472,673,000 | 423,817,000 |
| Total loans | 298,304,000 | 297,192,000 | 298,364,000 | 306,068,000 |
| Allowance for loan losses | 5,147,000 | 5,621,000 | 5,429,000 | 5,194,000 |
| Securities available for sale | 48,512,000 | 51,928,000 | 49,335,000 | 45,653,000 |
| Securities held to maturity | 11,052,000 | 10,228,000 | 9,365,000 | 8,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,185,000 | 329,896,000 | 393,262,000 | 344,712,000 |
| Interest-bearing deposits | 247,831,000 | 242,854,000 | 306,311,000 | 257,288,000 |
| Noninterest-bearing deposits | 86,354,000 | 87,042,000 | 86,951,000 | 87,424,000 |
| Equity capital | 58,785,000 | 58,771,000 | 59,335,000 | 59,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,907,000 | 12,338,000 | 18,840,000 | 25,764,000 |
| Interest expense | 1,571,000 | 3,361,000 | 5,370,000 | 7,639,000 |
| Net interest income | 4,336,000 | 8,977,000 | 13,470,000 | 18,125,000 |
| Noninterest income | 1,473,000 | 3,084,000 | 5,309,000 | 6,965,000 |
| Noninterest expense | 3,409,000 | 6,909,000 | 10,706,000 | 13,958,000 |
| Provision for loan losses | 90,000 | 166,000 | 229,000 | 285,000 |
| Pretax income | 2,249,000 | 4,925,000 | 7,694,000 | 10,697,000 |
| Income tax | 829,000 | 1,819,000 | 2,844,000 | 3,961,000 |
| Net income | 1,420,000 | 3,106,000 | 4,850,000 | 6,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,643,000 | 33,728,000 | 33,872,000 | 34,159,000 |
| Total capital | 37,521,000 | 37,673,000 | 38,061,000 | 38,338,000 |
| Risk-weighted assets | 308,928,000 | 313,842,000 | 333,844,000 | 333,258,000 |