Call reports 2005
CENTRAL BANK OF THE MIDWEST — 2005
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 406,045,000 | 408,825,000 | 402,027,000 | 402,754,000 |
| Total loans | 273,008,000 | 290,386,000 | 290,229,000 | 289,925,000 |
| Allowance for loan losses | 5,476,000 | 5,446,000 | 5,481,000 | 5,051,000 |
| Securities available for sale | 60,090,000 | 57,589,000 | 51,232,000 | 46,413,000 |
| Securities held to maturity | 14,175,000 | 13,333,000 | 12,360,000 | 11,633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,723,000 | 325,172,000 | 319,096,000 | 326,265,000 |
| Interest-bearing deposits | 244,486,000 | 239,858,000 | 233,550,000 | 242,539,000 |
| Noninterest-bearing deposits | 86,237,000 | 85,314,000 | 85,546,000 | 83,726,000 |
| Equity capital | 58,516,000 | 58,961,000 | 58,821,000 | 58,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,061,000 | 10,344,000 | 15,901,000 | 21,656,000 |
| Interest expense | 941,000 | 2,033,000 | 3,293,000 | 4,704,000 |
| Net interest income | 4,120,000 | 8,311,000 | 12,608,000 | 16,952,000 |
| Noninterest income | 1,434,000 | 2,984,000 | 4,572,000 | 6,219,000 |
| Noninterest expense | 3,275,000 | 6,555,000 | 9,911,000 | 13,248,000 |
| Provision for loan losses | 144,000 | 198,000 | 253,000 | 356,000 |
| Pretax income | 2,135,000 | 4,542,000 | 7,016,000 | 9,567,000 |
| Income tax | 801,000 | 1,704,000 | 2,617,000 | 3,560,000 |
| Net income | 1,334,000 | 2,838,000 | 4,399,000 | 6,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,399,000 | 33,553,000 | 33,564,000 | 33,622,000 |
| Total capital | 36,936,000 | 37,248,000 | 37,252,000 | 37,509,000 |
| Risk-weighted assets | 281,000,000 | 293,868,000 | 293,220,000 | 309,725,000 |