Call reports 2004
CENTRAL BANK OF THE MIDWEST — 2004
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 167,255,000 | 167,264,000 | 402,856,000 | 404,224,000 |
| Total loans | 115,492,000 | 113,587,000 | 282,894,000 | 278,015,000 |
| Allowance for loan losses | 3,099,000 | 2,754,000 | 5,416,000 | 5,313,000 |
| Securities available for sale | 32,033,000 | 34,352,000 | 59,653,000 | 58,890,000 |
| Securities held to maturity | 0 | 0 | 15,637,000 | 14,923,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,814,000 | 142,529,000 | 327,973,000 | 331,478,000 |
| Interest-bearing deposits | 111,840,000 | 112,290,000 | 243,252,000 | 246,428,000 |
| Noninterest-bearing deposits | 29,974,000 | 30,239,000 | 84,721,000 | 85,050,000 |
| Equity capital | 15,511,000 | 15,568,000 | 59,166,000 | 58,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,034,000 | 4,008,000 | 15,219,000 | 20,313,000 |
| Interest expense | 456,000 | 879,000 | 2,678,000 | 3,563,000 |
| Net interest income | 1,578,000 | 3,129,000 | 12,541,000 | 16,750,000 |
| Noninterest income | 525,000 | 1,126,000 | 4,395,000 | 5,834,000 |
| Noninterest expense | 1,495,000 | 2,986,000 | 10,431,000 | 13,715,000 |
| Provision for loan losses | 25,000 | 36,000 | -153,000 | -54,000 |
| Pretax income | 583,000 | 1,233,000 | 6,658,000 | 8,923,000 |
| Income tax | 221,000 | 467,000 | 2,528,000 | 3,385,000 |
| Net income | 362,000 | 766,000 | 4,130,000 | 5,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,353,000 | 14,757,000 | 33,607,000 | 33,415,000 |
| Total capital | 15,863,000 | 16,208,000 | 37,239,000 | 36,984,000 |
| Risk-weighted assets | 119,202,000 | 114,793,000 | 288,784,000 | 283,785,000 |