Call reports 2003
CENTRAL BANK OF THE MIDWEST — 2003
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 182,993,000 | 182,247,000 | 177,527,000 | 168,814,000 |
| Total loans | 142,515,000 | 134,093,000 | 125,173,000 | 117,076,000 |
| Allowance for loan losses | 2,779,000 | 3,969,000 | 3,610,000 | 3,626,000 |
| Securities available for sale | 13,817,000 | 18,806,000 | 23,705,000 | 27,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,052,000 | 153,805,000 | 148,330,000 | 144,808,000 |
| Interest-bearing deposits | 125,216,000 | 124,573,000 | 118,123,000 | 115,492,000 |
| Noninterest-bearing deposits | 29,836,000 | 29,232,000 | 30,207,000 | 29,316,000 |
| Equity capital | 15,412,000 | 14,343,000 | 14,622,000 | 15,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,601,000 | 4,964,000 | 7,273,000 | 9,320,000 |
| Interest expense | 697,000 | 1,332,000 | 1,892,000 | 2,385,000 |
| Net interest income | 1,904,000 | 3,632,000 | 5,381,000 | 6,935,000 |
| Noninterest income | 575,000 | 1,086,000 | 1,677,000 | 2,275,000 |
| Noninterest expense | 1,398,000 | 2,989,000 | 4,664,000 | 6,246,000 |
| Provision for loan losses | 1,720,000 | 4,026,000 | 4,111,000 | 4,137,000 |
| Pretax income | -639,000 | -2,297,000 | -1,717,000 | -1,173,000 |
| Income tax | -222,000 | -816,000 | -595,000 | -516,000 |
| Net income | -417,000 | -1,481,000 | -1,122,000 | -657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,231,000 | 13,167,000 | 13,526,000 | 13,991,000 |
| Total capital | 16,009,000 | 14,885,000 | 15,178,000 | 15,516,000 |
| Risk-weighted assets | 141,215,000 | 135,160,000 | 130,198,000 | 119,860,000 |