Call reports 2002
CENTRAL BANK OF THE MIDWEST — 2002
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 185,006,000 | 194,189,000 | 194,517,000 | 189,444,000 |
| Total loans | 158,112,000 | 156,694,000 | 158,974,000 | 153,695,000 |
| Allowance for loan losses | 2,419,000 | 2,486,000 | 2,906,000 | 2,992,000 |
| Securities available for sale | 15,039,000 | 14,831,000 | 15,488,000 | 16,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,247,000 | 165,425,000 | 165,846,000 | 162,576,000 |
| Interest-bearing deposits | 124,374,000 | 136,593,000 | 135,663,000 | 131,276,000 |
| Noninterest-bearing deposits | 28,873,000 | 28,832,000 | 30,183,000 | 31,300,000 |
| Equity capital | 14,932,000 | 15,664,000 | 16,172,000 | 15,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,886,000 | 5,831,000 | 8,804,000 | 11,613,000 |
| Interest expense | 959,000 | 1,921,000 | 2,869,000 | 3,685,000 |
| Net interest income | 1,927,000 | 3,910,000 | 5,935,000 | 7,928,000 |
| Noninterest income | 577,000 | 1,127,000 | 1,648,000 | 2,306,000 |
| Noninterest expense | 1,328,000 | 2,617,000 | 3,946,000 | 5,349,000 |
| Provision for loan losses | 119,000 | 228,000 | 702,000 | 2,489,000 |
| Pretax income | 1,057,000 | 2,192,000 | 2,935,000 | 2,396,000 |
| Income tax | 402,000 | 833,000 | 1,113,000 | 907,000 |
| Net income | 655,000 | 1,359,000 | 1,822,000 | 1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,797,000 | 14,500,000 | 14,964,000 | 14,648,000 |
| Total capital | 15,723,000 | 16,424,000 | 16,908,000 | 16,554,000 |
| Risk-weighted assets | 153,547,000 | 153,347,000 | 154,578,000 | 151,359,000 |