Call reports 2001
CENTRAL BANK OF THE MIDWEST — 2001
What CENTRAL BANK OF THE MIDWEST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 161,392,000 | 160,140,000 | 161,887,000 | 178,016,000 |
| Total loans | 123,189,000 | 125,443,000 | 133,773,000 | 149,402,000 |
| Allowance for loan losses | 2,188,000 | 2,255,000 | 2,330,000 | 2,406,000 |
| Securities available for sale | 13,910,000 | 14,483,000 | 15,088,000 | 13,445,000 |
| Securities held to maturity | 1,971,000 | 1,987,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,524,000 | 138,086,000 | 139,263,000 | 143,986,000 |
| Interest-bearing deposits | 134,914,000 | 111,957,000 | 111,809,000 | 114,118,000 |
| Noninterest-bearing deposits | 6,610,000 | 26,129,000 | 27,454,000 | 29,868,000 |
| Equity capital | 12,956,000 | 13,234,000 | 13,927,000 | 14,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,464,000 | 6,709,000 | 9,827,000 | 12,855,000 |
| Interest expense | 1,481,000 | 2,833,000 | 4,071,000 | 5,104,000 |
| Net interest income | 1,983,000 | 3,876,000 | 5,756,000 | 7,751,000 |
| Noninterest income | 483,000 | 988,000 | 1,509,000 | 2,090,000 |
| Noninterest expense | 1,208,000 | 2,462,000 | 3,773,000 | 5,081,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,183,000 | 2,252,000 | 3,267,000 | 4,460,000 |
| Income tax | 462,000 | 881,000 | 1,279,000 | 1,741,000 |
| Net income | 721,000 | 1,371,000 | 1,988,000 | 2,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,577,000 | 12,026,000 | 12,679,000 | 13,445,000 |
| Total capital | 13,166,000 | 13,624,000 | 14,353,000 | 15,301,000 |
| Risk-weighted assets | 126,522,000 | 127,167,000 | 133,262,000 | 147,943,000 |