Call reports 2001
WESTERN BANK, GALLUP — 2001
What WESTERN BANK, GALLUP reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 78,371,000 | 83,727,000 | 81,431,000 | 82,520,000 |
| Total loans | 31,739,000 | 30,910,000 | 31,204,000 | 32,836,000 |
| Allowance for loan losses | 839,000 | 808,000 | 808,000 | 819,000 |
| Securities available for sale | 26,471,000 | 26,668,000 | 30,355,000 | 38,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,205,000 | 73,381,000 | 70,595,000 | 72,100,000 |
| Interest-bearing deposits | 57,556,000 | 60,578,000 | 58,382,000 | 58,966,000 |
| Noninterest-bearing deposits | 10,649,000 | 12,803,000 | 12,213,000 | 13,134,000 |
| Equity capital | 9,610,000 | 9,759,000 | 10,122,000 | 9,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,231,000 | 2,509,000 | 3,766,000 | 5,028,000 |
| Interest expense | 561,000 | 1,124,000 | 1,690,000 | 2,138,000 |
| Net interest income | 670,000 | 1,385,000 | 2,076,000 | 2,890,000 |
| Noninterest income | 156,000 | 305,000 | 452,000 | 597,000 |
| Noninterest expense | 713,000 | 1,398,000 | 2,086,000 | 2,777,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 359,000 | 509,000 | 777,000 |
| Income tax | 23,000 | 86,000 | 118,000 | 200,000 |
| Net income | 90,000 | 273,000 | 391,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,253,000 | 5,544,000 | 5,770,000 | 6,014,000 |
| Total capital | 5,672,000 | 5,989,000 | 6,339,000 | 6,527,000 |
| Risk-weighted assets | 33,066,000 | 35,221,000 | 45,397,000 | 40,753,000 |