Call reports 2025
VALLEY PREMIER BANK — 2025
What VALLEY PREMIER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 137,968,000 | 145,319,000 | 150,754,000 | 147,317,000 |
| Total loans | 84,730,000 | 85,289,000 | 86,010,000 | 88,016,000 |
| Allowance for loan losses | 771,000 | 771,000 | 771,000 | 783,000 |
| Securities available for sale | 38,468,000 | 39,654,000 | 41,444,000 | 42,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,898,000 | 133,923,000 | 137,934,000 | 134,037,000 |
| Interest-bearing deposits | 91,962,000 | 101,159,000 | 105,414,000 | 103,136,000 |
| Noninterest-bearing deposits | 34,936,000 | 32,764,000 | 32,520,000 | 30,901,000 |
| Equity capital | 10,406,000 | 10,677,000 | 12,067,000 | 12,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,370,000 | 5,212,000 | 7,090,000 |
| Interest expense | 484,000 | 1,042,000 | 1,654,000 | 2,259,000 |
| Net interest income | 1,117,000 | 2,328,000 | 3,558,000 | 4,831,000 |
| Noninterest income | 77,000 | 121,000 | 167,000 | 214,000 |
| Noninterest expense | 754,000 | 1,592,000 | 2,341,000 | 3,211,000 |
| Provision for loan losses | 0 | 0 | 0 | 14,000 |
| Pretax income | 438,000 | 854,000 | 1,373,000 | 1,802,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 437,000 | 853,000 | 1,372,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,735,000 | 14,953,000 | 15,348,000 | 15,777,000 |