Call reports 2024
VALLEY PREMIER BANK — 2024
What VALLEY PREMIER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 127,161,000 | 128,311,000 | 131,280,000 | 130,219,000 |
| Total loans | 74,061,000 | 80,891,000 | 82,063,000 | 85,860,000 |
| Allowance for loan losses | 657,000 | 682,000 | 704,000 | 771,000 |
| Securities available for sale | 41,103,000 | 39,787,000 | 40,324,000 | 37,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,424,000 | 119,258,000 | 120,308,000 | 118,971,000 |
| Interest-bearing deposits | 86,899,000 | 88,341,000 | 93,168,000 | 87,408,000 |
| Noninterest-bearing deposits | 31,525,000 | 30,917,000 | 27,140,000 | 31,563,000 |
| Equity capital | 8,206,000 | 8,502,000 | 10,305,000 | 9,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 2,914,000 | 4,481,000 | 6,078,000 |
| Interest expense | 405,000 | 850,000 | 1,344,000 | 1,836,000 |
| Net interest income | 980,000 | 2,064,000 | 3,137,000 | 4,242,000 |
| Noninterest income | 48,000 | 106,000 | 155,000 | 206,000 |
| Noninterest expense | 752,000 | 1,580,000 | 2,336,000 | 3,166,000 |
| Provision for loan losses | 5,000 | 30,000 | 52,000 | 123,000 |
| Pretax income | 274,000 | 556,000 | 903,000 | 1,164,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 273,000 | 555,000 | 902,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,957,000 | 13,943,000 | 14,164,000 | 14,425,000 |