Call reports 2023
VALLEY PREMIER BANK — 2023
What VALLEY PREMIER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 132,483,000 | 126,925,000 | 131,063,000 | 127,379,000 |
| Total loans | 65,275,000 | 69,534,000 | 72,477,000 | 73,860,000 |
| Allowance for loan losses | 637,000 | 637,000 | 652,000 | 653,000 |
| Securities available for sale | 45,221,000 | 43,360,000 | 43,338,000 | 42,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,761,000 | 119,168,000 | 123,733,000 | 118,550,000 |
| Interest-bearing deposits | 92,024,000 | 90,070,000 | 93,893,000 | 86,017,000 |
| Noninterest-bearing deposits | 32,737,000 | 29,098,000 | 29,840,000 | 32,533,000 |
| Equity capital | 7,522,000 | 7,422,000 | 6,845,000 | 8,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,494,000 | 3,864,000 | 5,270,000 |
| Interest expense | 209,000 | 482,000 | 826,000 | 1,196,000 |
| Net interest income | 1,004,000 | 2,012,000 | 3,038,000 | 4,074,000 |
| Noninterest income | 48,000 | 94,000 | 132,000 | 172,000 |
| Noninterest expense | 778,000 | 1,546,000 | 2,260,000 | 3,102,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 278,000 | 570,000 | 910,000 | 1,162,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 277,000 | 569,000 | 909,000 | 1,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,208,000 | 13,393,000 | 13,653,000 | 13,905,000 |