Call reports 2022
VALLEY PREMIER BANK — 2022
What VALLEY PREMIER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 122,379,000 | 123,527,000 | 124,325,000 | 121,392,000 |
| Total loans | 61,450,000 | 61,902,000 | 62,523,000 | 65,559,000 |
| Allowance for loan losses | 637,000 | 637,000 | 637,000 | 637,000 |
| Securities available for sale | 48,207,000 | 45,705,000 | 45,475,000 | 45,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,341,000 | 116,088,000 | 117,426,000 | 114,240,000 |
| Interest-bearing deposits | 82,406,000 | 80,814,000 | 81,274,000 | 82,038,000 |
| Noninterest-bearing deposits | 29,935,000 | 35,274,000 | 36,152,000 | 32,202,000 |
| Equity capital | 9,922,000 | 7,265,000 | 6,646,000 | 7,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,844,000 | 2,884,000 | 4,001,000 |
| Interest expense | 52,000 | 112,000 | 197,000 | 314,000 |
| Net interest income | 845,000 | 1,732,000 | 2,687,000 | 3,687,000 |
| Noninterest income | 37,000 | 83,000 | 128,000 | 179,000 |
| Noninterest expense | 761,000 | 1,498,000 | 2,236,000 | 3,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 313,000 | 579,000 | 853,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 120,000 | 312,000 | 578,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,577,000 | 12,547,000 | 12,707,000 | 12,981,000 |