Call reports 2021
VALLEY PREMIER BANK — 2021
What VALLEY PREMIER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 127,612,000 | 130,342,000 | 129,048,000 | 128,175,000 |
| Total loans | 64,803,000 | 67,300,000 | 63,993,000 | 64,015,000 |
| Allowance for loan losses | 645,000 | 645,000 | 645,000 | 645,000 |
| Securities available for sale | 47,104,000 | 48,334,000 | 50,601,000 | 48,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,737,000 | 117,486,000 | 115,952,000 | 115,726,000 |
| Interest-bearing deposits | 84,282,000 | 86,575,000 | 85,470,000 | 84,491,000 |
| Noninterest-bearing deposits | 30,455,000 | 30,911,000 | 30,482,000 | 31,235,000 |
| Equity capital | 12,746,000 | 12,667,000 | 12,857,000 | 12,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,244,000 | 3,177,000 | 4,130,000 |
| Interest expense | 76,000 | 144,000 | 205,000 | 261,000 |
| Net interest income | 1,166,000 | 2,100,000 | 2,972,000 | 3,869,000 |
| Noninterest income | 55,000 | 111,000 | 163,000 | 205,000 |
| Noninterest expense | 768,000 | 1,507,000 | 2,237,000 | 3,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 462,000 | 721,000 | 939,000 | 1,118,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 461,000 | 720,000 | 938,000 | 1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,204,000 | 12,225,000 | 12,318,000 | 12,497,000 |