Call reports 2020
VALLEY PREMIER BANK — 2020
What VALLEY PREMIER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 108,701,000 | 119,511,000 | 123,737,000 | 125,236,000 |
| Total loans | 61,716,000 | 66,351,000 | 64,509,000 | 62,248,000 |
| Allowance for loan losses | 645,000 | 645,000 | 645,000 | 645,000 |
| Securities available for sale | 34,916,000 | 34,235,000 | 36,519,000 | 50,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,223,000 | 106,787,000 | 110,653,000 | 112,259,000 |
| Interest-bearing deposits | 74,392,000 | 79,723,000 | 78,738,000 | 83,348,000 |
| Noninterest-bearing deposits | 22,831,000 | 27,064,000 | 31,915,000 | 28,911,000 |
| Equity capital | 11,305,000 | 12,502,000 | 12,801,000 | 12,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,267,000 | 3,259,000 | 4,216,000 |
| Interest expense | 132,000 | 251,000 | 350,000 | 441,000 |
| Net interest income | 897,000 | 2,016,000 | 2,909,000 | 3,775,000 |
| Noninterest income | 53,000 | 105,000 | 149,000 | 195,000 |
| Noninterest expense | 738,000 | 1,424,000 | 2,137,000 | 2,887,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 260,000 | 748,000 | 1,032,000 | 1,197,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 259,000 | 747,000 | 1,031,000 | 1,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,205,000 | 11,578,000 | 11,748,000 | 11,913,000 |