Call reports 2019
VALLEY PREMIER BANK — 2019
What VALLEY PREMIER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 107,264,000 | 109,341,000 | 111,104,000 | 110,088,000 |
| Total loans | 63,666,000 | 62,888,000 | 62,174,000 | 62,822,000 |
| Allowance for loan losses | 646,000 | 646,000 | 644,000 | 644,000 |
| Securities available for sale | 33,087,000 | 33,278,000 | 34,236,000 | 34,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,236,000 | 98,417,000 | 99,786,000 | 98,745,000 |
| Interest-bearing deposits | 73,023,000 | 73,755,000 | 75,224,000 | 74,058,000 |
| Noninterest-bearing deposits | 23,213,000 | 24,662,000 | 24,562,000 | 24,687,000 |
| Equity capital | 10,898,000 | 10,735,000 | 11,054,000 | 11,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,114,000 | 3,181,000 | 4,226,000 |
| Interest expense | 112,000 | 236,000 | 370,000 | 504,000 |
| Net interest income | 952,000 | 1,878,000 | 2,811,000 | 3,722,000 |
| Noninterest income | 45,000 | 106,000 | 162,000 | 211,000 |
| Noninterest expense | 693,000 | 1,382,000 | 2,069,000 | 2,765,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 306,000 | 604,000 | 910,000 | 1,177,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 305,000 | 603,000 | 909,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,483,000 | 10,680,000 | 10,854,000 | 11,121,000 |
| Total capital | 12,129,000 | 11,326,000 | 11,498,000 | 11,765,000 |
| Risk-weighted assets | 67,613,000 | 67,166,000 | 67,316,000 | 67,620,000 |