Call reports 2018
VALLEY PREMIER BANK — 2018
What VALLEY PREMIER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 119,982,000 | 112,828,000 | 110,840,000 | 112,604,000 |
| Total loans | 64,331,000 | 66,212,000 | 65,292,000 | 64,554,000 |
| Allowance for loan losses | 646,000 | 646,000 | 646,000 | 646,000 |
| Securities available for sale | 37,647,000 | 36,837,000 | 35,165,000 | 35,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,004,000 | 102,962,000 | 100,884,000 | 102,195,000 |
| Interest-bearing deposits | 86,955,000 | 80,294,000 | 77,154,000 | 75,041,000 |
| Noninterest-bearing deposits | 23,049,000 | 22,668,000 | 23,730,000 | 27,154,000 |
| Equity capital | 9,878,000 | 9,724,000 | 9,749,000 | 10,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,049,000 | 2,143,000 | 3,231,000 | 4,315,000 |
| Interest expense | 67,000 | 147,000 | 232,000 | 327,000 |
| Net interest income | 982,000 | 1,996,000 | 2,999,000 | 3,988,000 |
| Noninterest income | 57,000 | 111,000 | 166,000 | 223,000 |
| Noninterest expense | 698,000 | 1,402,000 | 2,080,000 | 2,824,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 340,000 | 704,000 | 1,087,000 | 1,389,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 339,000 | 703,000 | 1,086,000 | 1,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,044,000 | 11,097,000 | 11,291,000 | 11,383,000 |
| Total capital | 11,690,000 | 11,743,000 | 11,937,000 | 12,029,000 |
| Risk-weighted assets | 69,887,000 | 69,930,000 | 69,276,000 | 69,041,000 |