Call reports 2017
VALLEY PREMIER BANK — 2017
What VALLEY PREMIER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 100,363,000 | 98,741,000 | 103,216,000 | 114,240,000 |
| Total loans | 62,627,000 | 63,610,000 | 64,912,000 | 63,597,000 |
| Allowance for loan losses | 647,000 | 647,000 | 646,000 | 646,000 |
| Securities available for sale | 30,713,000 | 28,926,000 | 29,943,000 | 35,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,040,000 | 88,172,000 | 92,598,000 | 103,875,000 |
| Interest-bearing deposits | 68,500,000 | 67,553,000 | 67,234,000 | 80,038,000 |
| Noninterest-bearing deposits | 21,540,000 | 20,619,000 | 25,364,000 | 23,837,000 |
| Equity capital | 10,226,000 | 10,423,000 | 10,402,000 | 10,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,910,000 | 2,883,000 | 3,884,000 |
| Interest expense | 56,000 | 111,000 | 169,000 | 230,000 |
| Net interest income | 893,000 | 1,799,000 | 2,714,000 | 3,654,000 |
| Noninterest income | 55,000 | 108,000 | 166,000 | 236,000 |
| Noninterest expense | 723,000 | 1,426,000 | 2,148,000 | 2,885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 229,000 | 493,000 | 769,000 | 1,042,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 228,000 | 492,000 | 768,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,437,000 | 10,484,000 | 10,633,000 | 10,855,000 |
| Total capital | 11,084,000 | 11,131,000 | 11,279,000 | 11,501,000 |
| Risk-weighted assets | 63,159,000 | 64,026,000 | 66,495,000 | 67,892,000 |