Call reports 2016
VALLEY PREMIER BANK — 2016
What VALLEY PREMIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 107,481,000 | 104,362,000 | 105,267,000 | 103,558,000 |
| Total loans | 61,371,000 | 61,560,000 | 63,003,000 | 62,226,000 |
| Allowance for loan losses | 648,000 | 648,000 | 648,000 | 647,000 |
| Securities available for sale | 33,586,000 | 34,303,000 | 32,252,000 | 32,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,006,000 | 93,631,000 | 94,351,000 | 93,407,000 |
| Interest-bearing deposits | 75,200,000 | 73,509,000 | 73,162,000 | 69,866,000 |
| Noninterest-bearing deposits | 21,806,000 | 20,122,000 | 21,189,000 | 23,541,000 |
| Equity capital | 10,386,000 | 10,605,000 | 10,739,000 | 10,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 1,994,000 | 2,971,000 | 3,929,000 |
| Interest expense | 58,000 | 115,000 | 173,000 | 230,000 |
| Net interest income | 952,000 | 1,879,000 | 2,798,000 | 3,699,000 |
| Noninterest income | 52,000 | 107,000 | 163,000 | 213,000 |
| Noninterest expense | 701,000 | 1,393,000 | 2,075,000 | 2,803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 326,000 | 616,000 | 912,000 | 1,138,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 325,000 | 615,000 | 911,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,055,000 | 10,069,000 | 10,199,000 | 10,375,000 |
| Total capital | 10,703,000 | 10,717,000 | 10,847,000 | 11,022,000 |
| Risk-weighted assets | 63,184,000 | 62,993,000 | 64,415,000 | 63,340,000 |