Call reports 2015
VALLEY PREMIER BANK — 2015
What VALLEY PREMIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,492,000 | 104,395,000 | 106,894,000 | 106,593,000 |
| Total loans | 56,201,000 | 57,532,000 | 60,050,000 | 61,885,000 |
| Allowance for loan losses | 650,000 | 650,000 | 649,000 | 649,000 |
| Securities available for sale | 33,537,000 | 34,528,000 | 35,475,000 | 36,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,468,000 | 94,390,000 | 96,635,000 | 96,478,000 |
| Interest-bearing deposits | 73,159,000 | 72,378,000 | 76,031,000 | 75,861,000 |
| Noninterest-bearing deposits | 20,309,000 | 22,012,000 | 20,604,000 | 20,617,000 |
| Equity capital | 9,938,000 | 9,891,000 | 10,102,000 | 10,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,832,000 | 2,807,000 | 3,795,000 |
| Interest expense | 58,000 | 117,000 | 177,000 | 236,000 |
| Net interest income | 847,000 | 1,715,000 | 2,630,000 | 3,559,000 |
| Noninterest income | 58,000 | 120,000 | 184,000 | 244,000 |
| Noninterest expense | 657,000 | 1,314,000 | 1,999,000 | 2,735,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 274,000 | 547,000 | 844,000 | 1,106,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 273,000 | 546,000 | 843,000 | 1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,508,000 | 9,611,000 | 9,816,000 | 9,978,000 |
| Total capital | 10,158,000 | 10,261,000 | 10,465,000 | 10,627,000 |
| Risk-weighted assets | 59,226,000 | 59,641,000 | 61,520,000 | 63,458,000 |