Call reports 2014
VALLEY PREMIER BANK — 2014
What VALLEY PREMIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 93,979,000 | 94,386,000 | 96,356,000 | 101,869,000 |
| Total loans | 52,628,000 | 54,199,000 | 56,557,000 | 56,365,000 |
| Allowance for loan losses | 650,000 | 650,000 | 650,000 | 650,000 |
| Securities available for sale | 32,481,000 | 32,426,000 | 33,110,000 | 32,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,545,000 | 85,088,000 | 86,981,000 | 92,197,000 |
| Interest-bearing deposits | 67,983,000 | 66,806,000 | 68,066,000 | 71,583,000 |
| Noninterest-bearing deposits | 16,562,000 | 18,282,000 | 18,915,000 | 20,613,000 |
| Equity capital | 9,349,000 | 9,185,000 | 9,218,000 | 9,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,790,000 | 2,704,000 | 3,635,000 |
| Interest expense | 56,000 | 112,000 | 169,000 | 229,000 |
| Net interest income | 838,000 | 1,678,000 | 2,535,000 | 3,406,000 |
| Noninterest income | 61,000 | 121,000 | 179,000 | 234,000 |
| Noninterest expense | 634,000 | 1,303,000 | 1,983,000 | 2,706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 515,000 | 751,000 | 955,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 279,000 | 514,000 | 750,000 | 954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,275,000 | 8,954,000 | 9,080,000 | 9,285,000 |
| Total capital | 9,925,000 | 9,604,000 | 9,730,000 | 9,935,000 |
| Risk-weighted assets | 54,420,000 | 56,011,000 | 58,520,000 | 59,504,000 |