Call reports 2013
VALLEY PREMIER BANK — 2013
What VALLEY PREMIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 96,573,000 | 93,964,000 | 94,867,000 | 95,068,000 |
| Total loans | 51,113,000 | 52,762,000 | 53,825,000 | 54,888,000 |
| Allowance for loan losses | 666,000 | 663,000 | 654,000 | 654,000 |
| Securities available for sale | 33,684,000 | 33,650,000 | 33,138,000 | 33,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,991,000 | 84,979,000 | 85,945,000 | 85,974,000 |
| Interest-bearing deposits | 69,753,000 | 68,262,000 | 68,654,000 | 69,732,000 |
| Noninterest-bearing deposits | 17,238,000 | 16,717,000 | 17,291,000 | 16,242,000 |
| Equity capital | 9,514,000 | 8,891,000 | 8,792,000 | 9,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,809,000 | 2,696,000 | 3,618,000 |
| Interest expense | 70,000 | 137,000 | 200,000 | 263,000 |
| Net interest income | 832,000 | 1,672,000 | 2,496,000 | 3,355,000 |
| Noninterest income | 57,000 | 119,000 | 194,000 | 263,000 |
| Noninterest expense | 629,000 | 1,253,000 | 1,891,000 | 2,569,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 261,000 | 539,000 | 800,000 | 1,050,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 260,000 | 538,000 | 799,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,638,000 | 8,697,000 | 8,846,000 | 9,096,000 |
| Total capital | 9,304,000 | 9,360,000 | 9,500,000 | 9,750,000 |
| Risk-weighted assets | 53,976,000 | 55,367,000 | 56,569,000 | 57,098,000 |