Call reports 2012
VALLEY PREMIER BANK — 2012
What VALLEY PREMIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,991,000 | 93,142,000 | 94,741,000 | 94,182,000 |
| Total loans | 50,978,000 | 52,922,000 | 50,416,000 | 51,676,000 |
| Allowance for loan losses | 691,000 | 666,000 | 666,000 | 666,000 |
| Securities available for sale | 29,163,000 | 31,458,000 | 31,154,000 | 32,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,755,000 | 83,546,000 | 84,879,000 | 84,686,000 |
| Interest-bearing deposits | 67,419,000 | 66,826,000 | 67,363,000 | 66,958,000 |
| Noninterest-bearing deposits | 15,336,000 | 16,720,000 | 17,516,000 | 17,728,000 |
| Equity capital | 8,850,000 | 9,201,000 | 9,441,000 | 9,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,985,000 | 2,964,000 | 3,895,000 |
| Interest expense | 107,000 | 203,000 | 290,000 | 370,000 |
| Net interest income | 880,000 | 1,782,000 | 2,674,000 | 3,525,000 |
| Noninterest income | 71,000 | 137,000 | 192,000 | 251,000 |
| Noninterest expense | 723,000 | 1,323,000 | 1,936,000 | 2,644,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 610,000 | 944,000 | 1,186,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 227,000 | 609,000 | 943,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,980,000 | 8,134,000 | 8,302,000 | 8,378,000 |
| Total capital | 8,671,000 | 8,800,000 | 8,968,000 | 9,044,000 |
| Risk-weighted assets | 57,696,000 | 59,582,000 | 53,703,000 | 54,281,000 |