Call reports 2011
VALLEY PREMIER BANK — 2011
What VALLEY PREMIER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,683,000 | 86,164,000 | 87,979,000 | 90,619,000 |
| Total loans | 52,342,000 | 54,435,000 | 54,735,000 | 53,852,000 |
| Allowance for loan losses | 711,000 | 710,000 | 710,000 | 691,000 |
| Securities available for sale | 24,770,000 | 26,315,000 | 25,734,000 | 26,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,527,000 | 77,708,000 | 78,872,000 | 81,412,000 |
| Interest-bearing deposits | 65,201,000 | 63,985,000 | 65,030,000 | 66,710,000 |
| Noninterest-bearing deposits | 14,326,000 | 13,723,000 | 13,842,000 | 14,703,000 |
| Equity capital | 8,034,000 | 8,328,000 | 8,946,000 | 9,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,094,000 | 3,168,000 | 4,189,000 |
| Interest expense | 170,000 | 324,000 | 462,000 | 588,000 |
| Net interest income | 869,000 | 1,770,000 | 2,706,000 | 3,601,000 |
| Noninterest income | 68,000 | 140,000 | 219,000 | 298,000 |
| Noninterest expense | 589,000 | 1,167,000 | 1,728,000 | 2,362,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 348,000 | 782,000 | 1,280,000 | 1,620,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 347,000 | 781,000 | 1,279,000 | 1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,526,000 | 7,652,000 | 7,987,000 | 8,165,000 |
| Total capital | 8,237,000 | 8,362,000 | 8,697,000 | 8,856,000 |
| Risk-weighted assets | 58,703,000 | 59,307,000 | 59,696,000 | 59,310,000 |