Call reports 2010
VALLEY PREMIER BANK — 2010
What VALLEY PREMIER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 80,326,000 | 83,095,000 | 81,845,000 | 84,471,000 |
| Total loans | 53,688,000 | 53,241,000 | 54,600,000 | 54,618,000 |
| Allowance for loan losses | 590,000 | 759,000 | 745,000 | 711,000 |
| Securities available for sale | 19,617,000 | 22,386,000 | 22,492,000 | 22,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,119,000 | 75,486,000 | 73,692,000 | 76,622,000 |
| Interest-bearing deposits | 62,035,000 | 63,166,000 | 61,570,000 | 64,267,000 |
| Noninterest-bearing deposits | 11,084,000 | 12,321,000 | 12,122,000 | 12,355,000 |
| Equity capital | 7,027,000 | 7,443,000 | 7,973,000 | 7,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,156,000 | 3,251,000 | 4,302,000 |
| Interest expense | 231,000 | 455,000 | 667,000 | 865,000 |
| Net interest income | 855,000 | 1,701,000 | 2,584,000 | 3,437,000 |
| Noninterest income | 66,000 | 136,000 | 208,000 | 269,000 |
| Noninterest expense | 549,000 | 1,097,000 | 1,656,000 | 2,317,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 372,000 | 776,000 | 1,183,000 | 1,436,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 371,000 | 775,000 | 1,182,000 | 1,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,757,000 | 7,018,000 | 7,281,000 | 7,535,000 |
| Total capital | 7,347,000 | 7,771,000 | 8,026,000 | 8,246,000 |
| Risk-weighted assets | 59,629,000 | 60,261,000 | 59,714,000 | 60,218,000 |