Call reports 2009
VALLEY PREMIER BANK — 2009
What VALLEY PREMIER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 80,465,000 | 78,835,000 | 79,886,000 | 81,383,000 |
| Total loans | 51,970,000 | 54,309,000 | 54,754,000 | 55,170,000 |
| Allowance for loan losses | 539,000 | 595,000 | 590,000 | 590,000 |
| Securities available for sale | 17,124,000 | 18,162,000 | 16,835,000 | 17,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,214,000 | 71,612,000 | 72,860,000 | 74,316,000 |
| Interest-bearing deposits | 62,656,000 | 61,736,000 | 61,514,000 | 62,086,000 |
| Noninterest-bearing deposits | 10,558,000 | 9,876,000 | 11,346,000 | 12,230,000 |
| Equity capital | 6,946,000 | 6,884,000 | 6,729,000 | 6,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,109,000 | 2,220,000 | 3,365,000 | 4,480,000 |
| Interest expense | 299,000 | 593,000 | 868,000 | 1,130,000 |
| Net interest income | 810,000 | 1,627,000 | 2,497,000 | 3,350,000 |
| Noninterest income | 63,000 | 136,000 | 213,000 | 308,000 |
| Noninterest expense | 553,000 | 1,112,000 | 1,666,000 | 2,294,000 |
| Provision for loan losses | 0 | 325,000 | 325,000 | 325,000 |
| Pretax income | 470,000 | 661,000 | 1,109,000 | 1,444,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 469,000 | 660,000 | 1,108,000 | 1,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,546,000 | 6,737,000 | 6,454,000 | 6,789,000 |
| Total capital | 7,085,000 | 7,332,000 | 7,044,000 | 7,379,000 |
| Risk-weighted assets | 57,970,000 | 60,298,000 | 60,572,000 | 61,306,000 |