Call reports 2007
VALLEY PREMIER BANK — 2007
What VALLEY PREMIER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 69,382,000 | 69,866,000 | 71,277,000 | 72,627,000 |
| Total loans | 45,421,000 | 45,644,000 | 45,416,000 | 46,871,000 |
| Allowance for loan losses | 493,000 | 491,000 | 489,000 | 490,000 |
| Securities available for sale | 15,754,000 | 16,534,000 | 16,890,000 | 17,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,523,000 | 64,007,000 | 64,969,000 | 65,952,000 |
| Interest-bearing deposits | 53,726,000 | 53,759,000 | 55,468,000 | 55,525,000 |
| Noninterest-bearing deposits | 9,797,000 | 10,248,000 | 9,501,000 | 10,427,000 |
| Equity capital | 5,465,000 | 5,452,000 | 5,814,000 | 6,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,141,000 | 3,257,000 | 4,401,000 |
| Interest expense | 467,000 | 955,000 | 1,450,000 | 1,944,000 |
| Net interest income | 580,000 | 1,186,000 | 1,807,000 | 2,457,000 |
| Noninterest income | 81,000 | 164,000 | 258,000 | 349,000 |
| Noninterest expense | 506,000 | 984,000 | 1,472,000 | 1,994,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 155,000 | 366,000 | 593,000 | 812,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 154,000 | 365,000 | 592,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,648,000 | 5,791,000 | 5,918,000 | 6,137,000 |
| Total capital | 6,141,000 | 6,282,000 | 6,407,000 | 6,627,000 |
| Risk-weighted assets | 47,399,000 | 49,073,000 | 49,400,000 | 51,777,000 |