Call reports 2001
VALLEY PREMIER BANK — 2001
What VALLEY PREMIER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,720,000 | 54,838,000 | 57,060,000 | 59,412,000 |
| Total loans | 33,418,000 | 34,699,000 | 35,005,000 | 35,483,000 |
| Allowance for loan losses | 418,000 | 420,000 | 424,000 | 432,000 |
| Securities available for sale | 13,964,000 | 15,894,000 | 15,202,000 | 16,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,184,000 | 50,136,000 | 52,082,000 | 54,764,000 |
| Interest-bearing deposits | 43,474,000 | 44,415,000 | 45,236,000 | 46,644,000 |
| Noninterest-bearing deposits | 5,710,000 | 5,721,000 | 6,846,000 | 8,120,000 |
| Equity capital | 4,152,000 | 4,020,000 | 4,448,000 | 4,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,082,000 | 3,107,000 | 4,122,000 |
| Interest expense | 530,000 | 1,042,000 | 1,507,000 | 1,911,000 |
| Net interest income | 506,000 | 1,040,000 | 1,600,000 | 2,211,000 |
| Noninterest income | 58,000 | 120,000 | 181,000 | 247,000 |
| Noninterest expense | 422,000 | 816,000 | 1,212,000 | 1,694,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 154,000 | 340,000 | 600,000 | 795,000 |
| Income tax | 15,000 | 34,000 | 36,000 | 37,000 |
| Net income | 139,000 | 306,000 | 564,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,919,000 | 3,778,000 | 3,978,000 | 4,018,000 |
| Total capital | 4,337,000 | 4,198,000 | 4,402,000 | 4,450,000 |
| Risk-weighted assets | 36,610,000 | 37,553,000 | 38,150,000 | 38,710,000 |