Call reports 2026
YORK STATE BANK — 2026
What YORK STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 204,221,000 | 200,163,000 |
| Total loans | 133,118,000 | 130,592,000 |
| Allowance for loan losses | 1,593,000 | 1,554,000 |
| Securities available for sale | 22,169,000 | 29,333,000 |
| Securities held to maturity | 3,114,000 | 2,692,000 |
| Trading assets | 0 | 0 |
| Total deposits | 171,893,000 | 167,385,000 |
| Interest-bearing deposits | 129,161,000 | 128,666,000 |
| Noninterest-bearing deposits | 42,732,000 | 38,719,000 |
| Equity capital | 31,147,000 | 31,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,652,000 | 5,193,000 |
| Interest expense | 514,000 | 1,086,000 |
| Net interest income | 2,138,000 | 4,107,000 |
| Noninterest income | 206,000 | 418,000 |
| Noninterest expense | 973,000 | 1,929,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,369,000 | 2,598,000 |
| Income tax | 279,000 | 525,000 |
| Net income | 1,090,000 | 2,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,007,000 | 27,665,000 |
| Total capital | 28,600,000 | 29,219,000 |
| Risk-weighted assets | 150,333,000 | 145,841,000 |