Call report 2025Q4
YORK STATE BANK — 2025Q4
The 22 measures YORK STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 193,601,000 | USD | evidence → |
| Total loans | 138,567,000 | USD | evidence → |
| Allowance for loan losses | 1,609,000 | USD | evidence → |
| Securities available for sale | 24,132,000 | USD | evidence → |
| Securities held to maturity | 3,167,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 162,137,000 | USD | evidence → |
| Interest-bearing deposits | 120,168,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,969,000 | USD | evidence → |
| Equity capital | 30,474,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,408,000 | USD | evidence → |
| Interest expense | 2,294,000 | USD | evidence → |
| Net interest income | 7,114,000 | USD | evidence → |
| Noninterest income | 733,000 | USD | evidence → |
| Noninterest expense | 3,539,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 4,141,000 | USD | evidence → |
| Income tax | 831,000 | USD | evidence → |
| Net income | 3,310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,242,000 | USD | evidence → |
| Total capital | 27,851,000 | USD | evidence → |
| Risk-weighted assets | 155,399,000 | USD | evidence → |