Call reports 2022
YORK STATE BANK — 2022
What YORK STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 197,248,000 | 183,466,000 | 190,041,000 | 191,612,000 |
| Total loans | 127,223,000 | 126,426,000 | 132,051,000 | 135,513,000 |
| Allowance for loan losses | 1,536,000 | 1,527,000 | 1,531,000 | 1,615,000 |
| Securities available for sale | 23,870,000 | 24,234,000 | 25,445,000 | 25,885,000 |
| Securities held to maturity | 4,280,000 | 3,835,000 | 3,725,000 | 4,145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,087,000 | 160,065,000 | 166,565,000 | 168,165,000 |
| Interest-bearing deposits | 125,502,000 | 117,200,000 | 123,752,000 | 116,975,000 |
| Noninterest-bearing deposits | 46,585,000 | 42,865,000 | 42,813,000 | 51,190,000 |
| Equity capital | 22,785,000 | 22,382,000 | 22,333,000 | 22,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,594,000 | 4,136,000 | 5,873,000 |
| Interest expense | 67,000 | 128,000 | 213,000 | 358,000 |
| Net interest income | 1,178,000 | 2,466,000 | 3,923,000 | 5,515,000 |
| Noninterest income | 206,000 | 430,000 | 640,000 | 850,000 |
| Noninterest expense | 767,000 | 1,514,000 | 2,411,000 | 3,280,000 |
| Provision for loan losses | 0 | 0 | 0 | 105,000 |
| Pretax income | 616,000 | 1,380,000 | 2,150,000 | 2,979,000 |
| Income tax | 137,000 | 305,000 | 435,000 | 602,000 |
| Net income | 479,000 | 1,075,000 | 1,715,000 | 2,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,709,000 | 18,806,000 | 19,446,000 | 19,508,000 |
| Total capital | 20,245,000 | 20,333,000 | 20,977,000 | 21,123,000 |
| Risk-weighted assets | 144,014,000 | 146,234,000 | 157,145,000 | 153,465,000 |