Call reports 2021
YORK STATE BANK — 2021
What YORK STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 179,477,000 | 181,591,000 | 178,843,000 | 185,295,000 |
| Total loans | 126,111,000 | 128,358,000 | 122,189,000 | 124,521,000 |
| Allowance for loan losses | 1,516,000 | 1,516,000 | 1,524,000 | 1,537,000 |
| Securities available for sale | 13,634,000 | 16,126,000 | 19,589,000 | 21,697,000 |
| Securities held to maturity | 4,110,000 | 4,615,000 | 5,455,000 | 4,080,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,852,000 | 156,491,000 | 153,273,000 | 160,126,000 |
| Interest-bearing deposits | 111,997,000 | 120,143,000 | 113,694,000 | 117,628,000 |
| Noninterest-bearing deposits | 42,855,000 | 36,348,000 | 39,579,000 | 42,498,000 |
| Equity capital | 22,490,000 | 22,787,000 | 23,409,000 | 23,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,944,000 | 4,652,000 | 5,936,000 |
| Interest expense | 118,000 | 221,000 | 307,000 | 384,000 |
| Net interest income | 1,256,000 | 2,723,000 | 4,345,000 | 5,552,000 |
| Noninterest income | 208,000 | 423,000 | 652,000 | 843,000 |
| Noninterest expense | 889,000 | 1,758,000 | 2,744,000 | 3,545,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 40,000 |
| Pretax income | 568,000 | 1,366,000 | 2,216,000 | 2,814,000 |
| Income tax | 128,000 | 306,000 | 495,000 | 632,000 |
| Net income | 440,000 | 1,060,000 | 1,721,000 | 2,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,289,000 | 17,608,000 | 18,269,000 | 18,231,000 |
| Total capital | 18,805,000 | 19,124,000 | 19,793,000 | 19,768,000 |
| Risk-weighted assets | 138,934,000 | 137,810,000 | 135,706,000 | 140,962,000 |
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