Call reports 2019
YORK STATE BANK — 2019
What YORK STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 151,999,000 | 152,378,000 | 149,027,000 | 151,463,000 |
| Total loans | 121,348,000 | 122,070,000 | 119,662,000 | 123,780,000 |
| Allowance for loan losses | 1,463,000 | 1,479,000 | 1,487,000 | 1,499,000 |
| Securities available for sale | 8,995,000 | 8,702,000 | 8,592,000 | 7,314,000 |
| Securities held to maturity | 2,491,000 | 2,616,000 | 2,756,000 | 2,791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,589,000 | 129,448,000 | 125,809,000 | 128,128,000 |
| Interest-bearing deposits | 100,887,000 | 103,257,000 | 98,524,000 | 99,002,000 |
| Noninterest-bearing deposits | 28,702,000 | 26,191,000 | 27,285,000 | 29,126,000 |
| Equity capital | 20,049,000 | 20,564,000 | 20,737,000 | 20,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,573,000 | 3,211,000 | 4,844,000 | 6,425,000 |
| Interest expense | 253,000 | 521,000 | 788,000 | 1,039,000 |
| Net interest income | 1,320,000 | 2,690,000 | 4,056,000 | 5,386,000 |
| Noninterest income | 205,000 | 414,000 | 625,000 | 831,000 |
| Noninterest expense | 999,000 | 1,961,000 | 2,926,000 | 3,887,000 |
| Provision for loan losses | 13,000 | 48,000 | 61,000 | 81,000 |
| Pretax income | 514,000 | 1,096,000 | 1,696,000 | 2,252,000 |
| Income tax | 116,000 | 245,000 | 379,000 | 503,000 |
| Net income | 398,000 | 851,000 | 1,317,000 | 1,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,969,000 | 15,422,000 | 15,588,000 | 15,720,000 |
| Total capital | 16,432,000 | 16,901,000 | 17,075,000 | 17,219,000 |
| Risk-weighted assets | 128,440,000 | 129,307,000 | 119,553,000 | 131,655,000 |