Call reports 2018
YORK STATE BANK — 2018
What YORK STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 148,643,000 | 146,019,000 | 150,159,000 | 152,204,000 |
| Total loans | 119,539,000 | 116,876,000 | 120,664,000 | 121,929,000 |
| Allowance for loan losses | 1,450,000 | 1,443,000 | 1,443,000 | 1,466,000 |
| Securities available for sale | 7,996,000 | 8,571,000 | 8,619,000 | 8,848,000 |
| Securities held to maturity | 3,092,000 | 2,917,000 | 2,807,000 | 2,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,334,000 | 124,547,000 | 128,344,000 | 128,981,000 |
| Interest-bearing deposits | 100,327,000 | 99,290,000 | 100,887,000 | 99,381,000 |
| Noninterest-bearing deposits | 27,007,000 | 25,257,000 | 27,457,000 | 29,600,000 |
| Equity capital | 18,989,000 | 19,105,000 | 19,425,000 | 19,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,414,000 | 2,860,000 | 4,360,000 | 5,903,000 |
| Interest expense | 166,000 | 359,000 | 588,000 | 843,000 |
| Net interest income | 1,248,000 | 2,501,000 | 3,772,000 | 5,060,000 |
| Noninterest income | 202,000 | 425,000 | 646,000 | 898,000 |
| Noninterest expense | 973,000 | 1,915,000 | 2,967,000 | 3,934,000 |
| Provision for loan losses | 10,000 | 10,000 | 18,000 | 40,000 |
| Pretax income | 467,000 | 1,001,000 | 1,433,000 | 1,982,000 |
| Income tax | 106,000 | 226,000 | 312,000 | 438,000 |
| Net income | 361,000 | 775,000 | 1,121,000 | 1,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,989,000 | 14,129,000 | 14,474,000 | 14,571,000 |
| Total capital | 15,439,000 | 15,572,000 | 15,917,000 | 16,037,000 |
| Risk-weighted assets | 125,968,000 | 123,367,000 | 127,666,000 | 129,464,000 |