Call reports 2017
YORK STATE BANK — 2017
What YORK STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 147,040,000 | 143,514,000 | 145,788,000 | 151,364,000 |
| Total loans | 113,691,000 | 115,036,000 | 117,597,000 | 123,143,000 |
| Allowance for loan losses | 1,430,000 | 1,418,000 | 1,424,000 | 1,437,000 |
| Securities available for sale | 8,752,000 | 8,253,000 | 7,845,000 | 8,369,000 |
| Securities held to maturity | 3,064,000 | 3,849,000 | 3,799,000 | 3,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,227,000 | 121,680,000 | 123,607,000 | 125,120,000 |
| Interest-bearing deposits | 100,443,000 | 98,339,000 | 100,008,000 | 97,828,000 |
| Noninterest-bearing deposits | 25,784,000 | 23,341,000 | 23,599,000 | 27,292,000 |
| Equity capital | 18,396,000 | 18,520,000 | 18,834,000 | 18,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,588,000 | 3,926,000 | 5,295,000 |
| Interest expense | 108,000 | 224,000 | 353,000 | 498,000 |
| Net interest income | 1,167,000 | 2,364,000 | 3,573,000 | 4,797,000 |
| Noninterest income | 279,000 | 509,000 | 722,000 | 919,000 |
| Noninterest expense | 957,000 | 1,877,000 | 2,801,000 | 3,818,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 30,000 |
| Pretax income | 489,000 | 996,000 | 1,489,000 | 1,868,000 |
| Income tax | 170,000 | 346,000 | 517,000 | 717,000 |
| Net income | 319,000 | 650,000 | 972,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,301,000 | 13,401,000 | 13,724,000 | 13,629,000 |
| Total capital | 14,731,000 | 14,819,000 | 15,148,000 | 15,066,000 |
| Risk-weighted assets | 121,320,000 | 121,677,000 | 124,370,000 | 129,724,000 |