Call reports 2001
YORK STATE BANK — 2001
What YORK STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 174,637,000 | 170,080,000 | 172,709,000 | 177,517,000 |
| Total loans | 123,304,000 | 116,713,000 | 115,138,000 | 120,374,000 |
| Allowance for loan losses | 1,083,000 | 1,067,000 | 1,069,000 | 1,095,000 |
| Securities available for sale | 101,000 | 0 | 0 | 0 |
| Securities held to maturity | 33,330,000 | 31,962,000 | 35,155,000 | 33,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,536,000 | 141,277,000 | 143,934,000 | 144,849,000 |
| Interest-bearing deposits | 135,111,000 | 130,234,000 | 132,124,000 | 131,289,000 |
| Noninterest-bearing deposits | 11,425,000 | 11,043,000 | 11,810,000 | 13,560,000 |
| Equity capital | 18,991,000 | 19,252,000 | 18,450,000 | 17,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,306,000 | 6,471,000 | 9,510,000 | 12,414,000 |
| Interest expense | 1,818,000 | 3,472,000 | 5,026,000 | 6,415,000 |
| Net interest income | 1,488,000 | 2,999,000 | 4,484,000 | 5,999,000 |
| Noninterest income | 288,000 | 626,000 | 955,000 | 1,251,000 |
| Noninterest expense | 1,246,000 | 2,551,000 | 3,876,000 | 5,227,000 |
| Provision for loan losses | 73,000 | 216,000 | 349,000 | 481,000 |
| Pretax income | 493,000 | 937,000 | 1,293,000 | 1,621,000 |
| Income tax | 196,000 | 379,000 | 537,000 | 678,000 |
| Net income | 297,000 | 558,000 | 756,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,435,000 | 13,848,000 | 13,199,000 | 12,739,000 |
| Total capital | 29,034,000 | 14,915,000 | 14,268,000 | 13,834,000 |
| Risk-weighted assets | 134,094,000 | 127,282,000 | 121,924,000 | 127,841,000 |