Call reports 2003
AMERICAN STATE BANK — 2003
What AMERICAN STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 234,809,000 | 237,778,000 | 246,020,000 | 267,910,000 |
| Total loans | 159,152,000 | 161,929,000 | 166,486,000 | 162,894,000 |
| Allowance for loan losses | 1,909,000 | 1,995,000 | 2,094,000 | 2,046,000 |
| Securities available for sale | 39,251,000 | 46,290,000 | 40,093,000 | 52,043,000 |
| Securities held to maturity | 10,591,000 | 4,133,000 | 8,708,000 | 9,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,749,000 | 219,900,000 | 223,009,000 | 246,363,000 |
| Interest-bearing deposits | 211,026,000 | 213,417,000 | 214,983,000 | 231,690,000 |
| Noninterest-bearing deposits | 6,723,000 | 6,483,000 | 8,026,000 | 14,673,000 |
| Equity capital | 15,635,000 | 16,179,000 | 16,239,000 | 16,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,335,000 | 6,601,000 | 9,820,000 | 12,977,000 |
| Interest expense | 1,335,000 | 2,624,000 | 3,818,000 | 4,935,000 |
| Net interest income | 2,000,000 | 3,977,000 | 6,002,000 | 8,042,000 |
| Noninterest income | 399,000 | 875,000 | 1,476,000 | 2,136,000 |
| Noninterest expense | 1,744,000 | 3,516,000 | 5,308,000 | 7,275,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 400,000 |
| Pretax income | 535,000 | 1,102,000 | 1,939,000 | 2,592,000 |
| Income tax | 199,000 | 407,000 | 706,000 | 907,000 |
| Net income | 336,000 | 695,000 | 1,233,000 | 1,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,453,000 | 15,812,000 | 16,350,000 | 16,802,000 |
| Total capital | 17,327,000 | 17,736,000 | 18,420,000 | 18,848,000 |
| Risk-weighted assets | 149,888,000 | 153,878,000 | 165,541,000 | 172,070,000 |