Call reports 2002
AMERICAN STATE BANK — 2002
What AMERICAN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 214,435,000 | 219,310,000 | 225,405,000 | 238,617,000 |
| Total loans | 153,561,000 | 163,836,000 | 164,447,000 | 161,940,000 |
| Allowance for loan losses | 1,330,000 | 1,478,000 | 1,740,000 | 1,867,000 |
| Securities available for sale | 31,998,000 | 26,348,000 | 25,317,000 | 37,666,000 |
| Securities held to maturity | 7,918,000 | 10,642,000 | 10,613,000 | 12,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,561,000 | 199,848,000 | 208,114,000 | 221,012,000 |
| Interest-bearing deposits | 194,281,000 | 194,098,000 | 202,485,000 | 216,044,000 |
| Noninterest-bearing deposits | 5,280,000 | 5,750,000 | 5,629,000 | 4,968,000 |
| Equity capital | 13,883,000 | 14,625,000 | 15,087,000 | 15,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,446,000 | 6,887,000 | 10,388,000 | 13,869,000 |
| Interest expense | 1,719,000 | 3,214,000 | 4,728,000 | 6,286,000 |
| Net interest income | 1,727,000 | 3,673,000 | 5,660,000 | 7,583,000 |
| Noninterest income | 327,000 | 680,000 | 1,043,000 | 1,418,000 |
| Noninterest expense | 1,303,000 | 2,720,000 | 4,265,000 | 5,881,000 |
| Provision for loan losses | 160,000 | 340,000 | 640,000 | 1,000,000 |
| Pretax income | 591,000 | 1,270,000 | 1,775,000 | 2,103,000 |
| Income tax | 75,000 | 329,000 | 518,000 | 643,000 |
| Net income | 516,000 | 941,000 | 1,257,000 | 1,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,173,000 | 14,598,000 | 14,914,000 | 15,117,000 |
| Total capital | 15,503,000 | 16,076,000 | 16,654,000 | 16,984,000 |
| Risk-weighted assets | 139,403,000 | 147,450,000 | 149,797,000 | 152,181,000 |