Call reports 2001
AMERICAN STATE BANK — 2001
What AMERICAN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 205,325,000 | 222,043,000 | 225,793,000 | 218,135,000 |
| Total loans | 144,580,000 | 155,091,000 | 162,259,000 | 153,554,000 |
| Allowance for loan losses | 1,037,000 | 1,146,000 | 1,152,000 | 1,202,000 |
| Securities available for sale | 28,255,000 | 29,809,000 | 33,903,000 | 33,563,000 |
| Securities held to maturity | 6,499,000 | 7,000,000 | 3,000,000 | 7,917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,689,000 | 206,735,000 | 209,993,000 | 201,922,000 |
| Interest-bearing deposits | 181,751,000 | 196,936,000 | 199,072,000 | 186,678,000 |
| Noninterest-bearing deposits | 9,938,000 | 9,799,000 | 10,921,000 | 15,244,000 |
| Equity capital | 12,359,000 | 13,377,000 | 13,534,000 | 13,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,492,000 | 7,282,000 | 11,184,000 | 14,866,000 |
| Interest expense | 2,617,000 | 5,458,000 | 8,375,000 | 10,944,000 |
| Net interest income | 875,000 | 1,824,000 | 2,809,000 | 3,922,000 |
| Noninterest income | 365,000 | 735,000 | 1,077,000 | 1,451,000 |
| Noninterest expense | 1,190,000 | 2,417,000 | 3,652,000 | 4,973,000 |
| Provision for loan losses | 0 | 120,000 | 210,000 | 300,000 |
| Pretax income | 50,000 | 24,000 | 35,000 | 316,000 |
| Income tax | 7,000 | 3,000 | 5,000 | 106,000 |
| Net income | 50,000 | 24,000 | 35,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,391,000 | 13,365,000 | 13,376,000 | 13,657,000 |
| Total capital | 13,428,000 | 14,511,000 | 14,528,000 | 14,859,000 |
| Risk-weighted assets | 131,102,000 | 139,615,000 | 143,916,000 | 138,744,000 |