Call reports 2017
FIRST NATIONAL BANK OF WOODSBORO, THE — 2017
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 61,546,000 | 57,316,000 | 62,685,000 | 59,081,000 |
| Total loans | 23,372,000 | 23,284,000 | 22,910,000 | 22,705,000 |
| Allowance for loan losses | 448,000 | 445,000 | 545,000 | 445,000 |
| Securities available for sale | 23,551,000 | 24,164,000 | 23,383,000 | 22,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,211,000 | 51,713,000 | 57,242,000 | 53,827,000 |
| Interest-bearing deposits | 40,408,000 | 36,107,000 | 35,612,000 | 33,657,000 |
| Noninterest-bearing deposits | 15,803,000 | 15,606,000 | 21,630,000 | 20,170,000 |
| Equity capital | 5,325,000 | 5,592,000 | 5,425,000 | 5,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 883,000 | 1,318,000 | 1,767,000 |
| Interest expense | 31,000 | 59,000 | 83,000 | 113,000 |
| Net interest income | 419,000 | 824,000 | 1,235,000 | 1,654,000 |
| Noninterest income | 94,000 | 181,000 | 254,000 | 335,000 |
| Noninterest expense | 459,000 | 930,000 | 1,467,000 | 2,035,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 0 |
| Pretax income | 56,000 | 77,000 | -76,000 | -44,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 77,000 | -76,000 | -44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,560,000 | 5,580,000 | 5,428,000 | 5,459,000 |
| Total capital | 5,902,000 | 5,907,000 | 5,763,000 | 5,788,000 |
| Risk-weighted assets | 27,318,000 | 26,107,000 | 26,625,000 | 26,223,000 |