Call reports 2016
FIRST NATIONAL BANK OF WOODSBORO, THE — 2016
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 65,788,000 | 62,930,000 | 65,182,000 | 60,179,000 |
| Total loans | 23,276,000 | 23,442,000 | 22,615,000 | 22,355,000 |
| Allowance for loan losses | 312,000 | 352,000 | 355,000 | 359,000 |
| Securities available for sale | 33,329,000 | 33,867,000 | 31,287,000 | 29,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,029,000 | 56,880,000 | 59,236,000 | 55,078,000 |
| Interest-bearing deposits | 39,805,000 | 38,725,000 | 38,917,000 | 39,297,000 |
| Noninterest-bearing deposits | 20,224,000 | 18,155,000 | 20,319,000 | 15,781,000 |
| Equity capital | 5,745,000 | 6,014,000 | 5,926,000 | 5,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 955,000 | 1,421,000 | 1,868,000 |
| Interest expense | 29,000 | 60,000 | 89,000 | 122,000 |
| Net interest income | 457,000 | 895,000 | 1,332,000 | 1,746,000 |
| Noninterest income | 80,000 | 146,000 | 223,000 | 304,000 |
| Noninterest expense | 444,000 | 899,000 | 1,393,000 | 1,858,000 |
| Provision for loan losses | 19,000 | 51,000 | 51,000 | 51,000 |
| Pretax income | 93,000 | 159,000 | 237,000 | 267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 159,000 | 237,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,329,000 | 5,395,000 | 5,473,000 | 5,503,000 |
| Total capital | 5,641,000 | 5,736,000 | 5,812,000 | 5,829,000 |
| Risk-weighted assets | 28,464,000 | 27,253,000 | 27,035,000 | 26,066,000 |