Call reports 2015
FIRST NATIONAL BANK OF WOODSBORO, THE — 2015
What FIRST NATIONAL BANK OF WOODSBORO, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,809,000 | 59,212,000 | 60,840,000 | 66,716,000 |
| Total loans | 23,497,000 | 24,039,000 | 23,701,000 | 22,957,000 |
| Allowance for loan losses | 256,000 | 290,000 | 300,000 | 304,000 |
| Securities available for sale | 30,474,000 | 29,019,000 | 29,866,000 | 36,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,287,000 | 54,052,000 | 55,231,000 | 61,233,000 |
| Interest-bearing deposits | 34,520,000 | 32,894,000 | 33,891,000 | 39,514,000 |
| Noninterest-bearing deposits | 22,767,000 | 21,158,000 | 21,340,000 | 21,719,000 |
| Equity capital | 5,509,000 | 5,129,000 | 5,580,000 | 5,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 927,000 | 1,403,000 | 1,887,000 |
| Interest expense | 25,000 | 46,000 | 71,000 | 99,000 |
| Net interest income | 441,000 | 881,000 | 1,332,000 | 1,788,000 |
| Noninterest income | 77,000 | 149,000 | 231,000 | 315,000 |
| Noninterest expense | 421,000 | 842,000 | 1,263,000 | 1,700,000 |
| Provision for loan losses | 18,000 | 52,000 | 62,000 | 162,000 |
| Pretax income | 79,000 | 157,000 | 259,000 | 262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 157,000 | 259,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,179,000 | 5,257,000 | 5,359,000 | 5,236,000 |
| Total capital | 5,435,000 | 5,547,000 | 5,659,000 | 5,540,000 |
| Risk-weighted assets | 38,518,000 | 39,159,000 | 44,300,000 | 28,332,000 |